Invest 1 Lakh and Earn 50,000 Monthly: A Smart Investment Plan

Sandeep Chaudhary

Fri, 25 Apr 2025

Dreaming of transforming a 1 lakh Nepalese Rupees (NPR) investment into a steady 50,000 NPR monthly income? It’s not just a dream it’s a plan With a strategic approach, you can use this amount to acquire the tools and skills needed to tap into the lucrative world of online earning. In this blog, I’ll guide you through the process: issuing a virtual USD card from the Commercial Bank of Nepal, buying a laptop, and enrolling in a Fullstack WordPress Website course on Learnwithopen.ai for just 2,000 NPR. Let’s dive into the details and see how you can learn and earn.

Step 1: Budget Breakdown of Your 1 Lakh Investment

With 1 lakh NPR (approximately $746 USD as of April 07, 2025, at 1 USD = 134 NPR), here’s how we’ll allocate the funds:

• Virtual USD Card from Commercial Bank of Nepal: $200 (approx. 26,800 NPR)
  A virtual USD card from a bank like the Commercial Bank of Nepal costs around $200, including fees, which translates to 26,800 NPR. This card is essential for international online payments.
• Fullstack WordPress Course on Learnwithopen.ai: 2,000 NPR
  At 2,000 NPR, this course is a steal  It’s an affordable way to gain in-demand skills in WordPress development.
• Laptop Purchase: 71,200 NPR
  The remaining amount (1,00,000 NPR milus 26,800 NPR minus 2,000 NPR = 71,200 NPR) goes toward a laptop. This budget allows you to buy a solid mid-range machine suitable for learning and working online.

Total Investment: 26,800 NPR (USD card) plus 2,000 NPR (course) plus 71,200 NPR (laptop) = 1,00,000 NPR perfectly within your 1 lakh budget

Step 2: Issue a Virtual USD Card

Visit the Commercial Bank of Nepal (or a similar institution) to get your virtual USD card:

• Open a bank account if you don’t have one.
• Request a virtual USD card and load it with $200 (26,800 NPR, including any fees).
• Use it for secure online transactions, like purchasing the course or future tools.

This card bridges the gap between NPR and USD, opening doors to global opportunities.

Step 3: Buy a Laptop with 71,200 NPR

With 71,200 NPR, you can purchase a reliable laptop in Nepal. Look for:

• Specs: At least 8GB RAM, Intel i5 or equivalent processor, and an SSD for speed.
• Brands: Dell, HP, or Lenovo, available via local shops or Daraz Nepal.
• Purpose: It should handle coding, browsing, and WordPress development smoothly.

A laptop in this price range ensures you have a dependable tool for learning and freelancing, even with Nepal’s occasional power challenges (opt for good battery life ).

Step 4: Enroll in the Fullstack WordPress Course

Head to Learnwithopen.ai and sign up for the Fullstack WordPress Website course for 2,000 NPR. Use your virtual USD card if the platform requires USD (converting 2,000 NPR to roughly $15), or pay directly in NPR if accepted. The course likely includes:

• Front end: HTML, CSS, JavaScript for designing websites.
• Back end: PHP and MySQL for functionality.
• WordPress: Building and customizing sites with themes and plugins.

  
  Final Words

  With 1 lakh NPR, you can issue a virtual USD card, buy a laptop, and learn Fullstack WordPress development for just 2,000 NPR on Learnwithopen.ai. In a few months, you’ll be earning 50,000 NPR monthly through freelancing or passive income. It’s a small investment for a big return start now and unlock your financial potential